Just Wondering How You Accept Payment For New Cars?
Frequently Asked Questions
Q: I was just wondering how you accept payment for new cars? I’ve never bought one before – cheque? Credit card?
A: Thank you for this great question! We currently accept the following forms of payment: Electronic Funds Transfer (EFT); Electronic Funds Transfer at Point Of Sale (EFTPOS); or Bank Cheque.
EFT: If you are paying by EFT, you will need to make payment at least two business days prior to your scheduled delivery date to ensure the funds have cleared to our account.
EFTPOS: We accept Visa, Mastercard and Debit card (unfortunately we do not accept Diner’s Club or American Express). All EFTPOS transactions incur a merchant fee. For amounts under $1,000 we waive that fee, however, if the amount exceeds $1,000 we must charge a 1% merchant fee and the amount will be added to the total amount of the transaction.
Bank Cheque: We accept all Bank Cheques and payment can be made via Bank Cheque on the day of delivery. Please make all Bank Cheques payable to ADRIAN BRIEN AUTOMOTIVE.
Personal Cheques: We don’t accept Personal Cheques unless prior arrangements have been made. If we do accept a Personal Cheque it needs to be provided 7 business days prior to delivery to allow time for it to be banked and cleared.
Cash: We do not recommend cash for final payment, as we do not store change on site, cash transactions usually have some extra paperwork involved, can take significantly longer to process and you may be putting yourself at risk carrying around large amounts of cash!
Here at Adrian Brien Automotive we offer a wide range of St George drive away finance options! (To approved applicants).
It is a very quick and easy process, with a Business Manager in each of our branded showrooms, they will be able to tailor a finance package to suit your personal or business finance requirements.
The process is fast & simple and we do all of the paperwork for you!
For any specific enquiries, please speak with one of our Business Managers on (08) 8374 5444.
Q: I would like to know if I can use a credit card to make a down payment or pay part of the car’s price?
A: Thank you for this great question. Yes! We do accept most commonly used credit cards for a deposit or down payment on a new vehicle.
Terms and conditions do apply when using a credit card to make a down payment so it’s best that you speak with your Business Manager before proceeding.
Our Business Managers are here to help you with all things related to Finance, Insurance and Warranty and you can contact them on (08) 8374 5444.
Is It Better To Finance Or Buy A Car With Cash Upfront?
Frequently Asked Questions
Q: I’m thinking about buying a car, is it better to finance or buy a car with cash upfront?
A: Thank you for this great question. Everyone’s situation is different so it’s important to speak to your financial advisor or accountant about your specific circumstances however financing your car purchase does offer a number of benefits.
1. You Get What You Want Now
A car is a fairly significant purchase and not many people have the up front cash to pay for a $20,000 or $30,000 vehicle depending on what your looking to purchase.
2. You Keep Your Money And Can Use It For Other Things
Instead of spending the money that you have you can save it for a rainy day or invest it so that you can earn even more money. It’s easier to borrow money when you can show that you don’t really need it.
3. You Can Get Something Better Than What You Could Otherwise Afford
Sometimes you may be able to borrow more than you originally thought you could. By varying the payment amount and term of the loan you may find that you can buy a better vehicle than what you would otherwise be able to afford.
